Auto Insurance & Your Children

ARE YOUR CHILDREN COSTING YOU MORE MONEY? Many parents ask me, when should I remove my children from my auto insurance? Well, there is no rule or guideline that says you have to remove them at any certain age. Here a few things to consider: 1) How long do you want to be responsible for

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Is Your Auto Premium Burning Your Money?

What can you do to help prevent it? Everyone wants their auto insurance at the best premium possible, without sacrificing coverage. Here are a few tips to help control the rising cost of your premiums: 1) Don’t be a distracted driver- The main cause of rising auto insurance rates is accidents. If you live in

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Who Will Pay For My Auto Damage?

If a friend wrecks your car, who pays? At one time or another, we’ve all probably let someone borrow our vehicle. There is one simple rule- Insurance always follows the car, not the driver. While it’s not a good idea to lend your car out all the time, as long as the driver is legally

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Auto Insurance With a Poor Driving Record…

HOW CAN I GET INSURANCE WITH A POOR DRIVING HISTORY? Here are a few suggestions that may help: 1) Find an Independent agent- an independent agent will have access to multiple insurance carriers.2) Consider some possible changes to your coverage- it may help to raise the physical damage deductibles on your Comprehensive or Collision coverage.

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Is Your Auto Insurance Covering You “Full”?

Many people say or think they have “full coverage” on their auto insurance, but do you? First of all, if you are reviewing your insurance with your agent or getting a new quote, don’t say “full coverage”. That is too ambiguous and means different things to different people. So, here is a quick Auto Insurance

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3 Things To Do After An Auto Accident

Here are a few things everyone should do: 1) Call the Police (If someone is badly injured, call 911) 2) Get the name, number, vehicle, & insurance information of the other party. When the police arrive, they will typically separate the parties and you will not be able to get the information you need. 3)

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A True Auto Insurance Claim Story

Insurance Claims

We all want to pay fair prices for auto insurance, but it’s sometimes hard to figure out what is reasonable and where the real value is. We get a lot of questions like this: Do insurance companies all offer the same “vanilla” product? Is price the only difference? To get the best insurance, do you call

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