Why Do I need Liability Insurance?

Every day you leave your driveway, your money, paycheck, and property are in the trunk of your car. Therefore, if you are sued, those assets can be taken. So take steps to protect those assets with Auto, Property, & Umbrella insurance. Insurance enables you to purchase ‘discounted dollars’ for unforeseen liability circumstances. Why pay for

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Protect Your Plumbing!

It’s that time of year when temperatures are falling and your pipes are at risk for freezing. A frozen pipe will burst and can cause major water damage to your home. Here are a few quick tips to prevent that from happening: 1) Make sure your home is properly heated2) For any interior plumbing fixtures

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Auto Insurance & Your Children

ARE YOUR CHILDREN COSTING YOU MORE MONEY? Many parents ask me, when should I remove my children from my auto insurance? Well, there is no rule or guideline that says you have to remove them at any certain age. Here a few things to consider: 1) How long do you want to be responsible for

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Is Your Auto Premium Burning Your Money?

What can you do to help prevent it? Everyone wants their auto insurance at the best premium possible, without sacrificing coverage. Here are a few tips to help control the rising cost of your premiums: 1) Don’t be a distracted driver- The main cause of rising auto insurance rates is accidents. If you live in

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Are Your Assets Protected?

ARE YOUR ASSETS PROTECTED FROM A RAINY DAY? Do you need an Umbrella? The answer is maybe. An Umbrella is a separate policy that provides excess liability coverage. It comes in increments of $1,000,000. It stacks on top of the liability limits of your auto, home, boat, or motorcycle insurance. Liability insurance protects your assets

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Who Will Pay For My Auto Damage?

If a friend wrecks your car, who pays? At one time or another, we’ve all probably let someone borrow our vehicle. There is one simple rule- Insurance always follows the car, not the driver. While it’s not a good idea to lend your car out all the time, as long as the driver is legally

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A Quick Renters Insurance Guide

For those of you who rent, it’s important to make sure your personal possessions are protected. Here are just a few things to consider: 1) Amount of coverage- if your apartment burned in a fire, how much will it cost to replace all of your clothes, furniture, appliances, electronics, etc? Make an inventory list. 2)

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