What can you do to help prevent it? Everyone wants their auto insurance at the best premium possible, without sacrificing coverage. Here are a few tips to help control the rising cost of your premiums:

1) Don’t be a distracted driver- The main cause of rising auto insurance rates is accidents. If you live in Middle TN, then you know you are in one of the fastest growing areas in the United States. That means more cars on the road and more accidents. Nearly 20% of all injury accidents and 10% of all fatal accidents are caused by distracted drivers. You have heard it a million times, but don’t get distracted by your cell phone while you drive. It can wait.

2) Take some time, at least once a year, to review your policy. Insurance companies often look at their pricing strategies and introduce new rating factors and discounts. If you have an Agent that is looking out for your best interests, they can review that policy with you to provide the best coverage available.