Auto Insurance With a Poor Driving Record…

HOW CAN I GET INSURANCE WITH A POOR DRIVING HISTORY? Here are a few suggestions that may help:

1) Find an Independent agent- an independent agent will have access to multiple insurance carriers.
2) Consider some possible changes to your coverage- it may help to raise the physical damage deductibles on your Comprehensive or Collision coverage. Or, perhaps you can remove the physical damage coverage on your vehicle. DO NOT lower your liability limits unless it is absolutely necessary. The liability coverage is protecting your assets in the event of a lawsuit.

There is no way to avoid higher premiums, but these suggestions may at least help cushion the blow.

-Andy Holliday

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