Is your home insured for enough? I know we all want to pay as little as possible for our insurance, but it’s always a good idea to review your home insurance at every renewal and make sure your dwelling coverage amount is sufficient. Most home insurance policies with extended replacement cost coverage for the dwelling
When it rains, it pours. And so can a clogged gutter. Cleaning your gutters is a simple home maintenance task that can prevent damage to your home. Overflowing gutters can often drain behind your fascia board and cause interior water damage to your walls or ceiling. So make sure your keep them clean and avoid
Here are a few things everyone should do: 1) Call the Police (If someone is badly injured, call 911) 2) Get the name, number, vehicle, & insurance information of the other party. When the police arrive, they will typically separate the parties and you will not be able to get the information you need. 3)
You know not to try to keep up with the Jones. But when Mr. Jones tells you that he got a “great deal” on his homeowner’s insurance by switching to one of the big name insurance companies with funny commercials, he piques your curiosity. Maybe it’s been years since you’ve reviewed your policy, so how
We all want to pay fair prices for auto insurance, but it’s sometimes hard to figure out what is reasonable and where the real value is. We get a lot of questions like this: Do insurance companies all offer the same “vanilla” product? Is price the only difference? To get the best insurance, do you call
It felt like a bad middle school break up—“It’s not you, it’s me.” This time though, the letter came from my insurance company. It began the way you would expect: “We’ve tried hard to make the Affordable Care Act (ACA) work and have offered Marketplace plans statewide…However, this has proven challenging.” The COO continued with more
If you’ve been wondering why your home insurance is so high, then you’re not alone. In the last several years Nashville homeowner rates have gone up significantly. Let me shed some light on several causes of these increases. Home Value You should know that insurance companies use a number of factors to determine your homeowner’s